smaug vs smaugfuss , snippets and my mental defects

void do_withdraw( CHAR_DATA *ch, char *argument )
{
   CHAR_DATA *banker;
   char arg1[MAX_INPUT_LENGTH];
   char buf [MAX_STRING_LENGTH];
   int amount;

   if ( !( banker = find_banker( ch ) ) )
   {
      send_to_char( "You're not in a bank!\n\r", ch );
      return;
   }

   if ( IS_NPC( ch ) )
   {
      sprintf( buf, "Sorry, %s, we don't do business with mobs.", ch->short_descr );
      do_say( banker, buf );
      return;
   }

   if ( argument[0] == '\0' )
   {
      do_say( banker, "If you need help, see HELP BANK." );
      return;
   }

   argument = one_argument( argument, arg1 );

   if ( arg1 == '\0' )
   {
      sprintf( buf, "%s How much gold do you wish to withdraw?", ch->name );
      do_tell( banker, buf );
      return;
   }
   if ( str_cmp( arg1, "all" ) && !is_number( arg1 ) )
   { 
      sprintf( buf, "%s How much gold do you wish to withdraw?", ch->name );
      do_tell( banker, buf );
      return;
   }

   if ( !str_cmp( arg1, "all" ) )
	amount = ch->pcdata->balance;
   else
      amount = atoi( arg1 );

   if( amount > ch->pcdata->balance )
   {
      sprintf( buf, "%s But you do not have that much gold in your account!", ch->name );
      do_tell( banker, buf );
      return;
   }

   if ( amount <= 0 )
   {
      sprintf( buf, "%s Oh I see.. your a comedian.", ch->name );
      do_tell( banker, buf );
      return;
   }

   ch->pcdata->balance -= amount;
   ch->gold += amount;
   set_char_color( AT_PLAIN, ch );
   ch_printf( ch, "You withdraw %d gold.\n\r", amount );
   sprintf( buf, "$n withdraws %d gold.\n\r", amount );
   act( AT_PLAIN, buf, ch, NULL, NULL, TO_ROOM );
   save_char_obj( ch );
   return;
}